International student health insurance Germany
German state insurance information
The German law force all students (exception here under) to take out a German valid national health insurance. At enrolment in an university, you have to provide an insurance certificate. However, not all foreign students or researchers can be accepted by the state insurance company. Read here under ...
Lots of foreign students in Germany cannot be insured in a German state insurance company (AOK, Techniker Krankenkasse(TK), DAK, BKK, BEK, GEK oder KKH). This is due to their special temporarily status, here the list :
- All foreign students who attend preparatory courses in Germany
- All scholarship holder
- All PHD students
- All students and guests academic visitors over 30 year old
In this case it is highly recommended to have an adequate health insurance plan. SWISSCARE plan is the most appropriate.
3 Insurance sum at choice :
EUR 30.000
EUR 100.000
EUR 500.000
BENEFITS LIST
- International Student Health Insurance
- Territoriality : worldwide
- 3 insurance sum choice
- Sickness & accident
- General practitioners
- Specialists
- Medical evacuation
- Repatriation
- Research & rescue
- Luggage EUR 1000
- Accidental death EUR 10.000
- Assistance 24h 7/7
Who can apply
- Student
- Researcher
- Internship
- Au pair
- Professor
- PHD
- Postdoc
- Academic assistant
- Language course
- Trainee
Worldwide coverage
The ISL plan covers your health in case of emergency around the world except countries at war.
Contract deductible
In case of needs, if you are ill or have an accident, you will be refunded within 30 days. The contract excess is EUR 100.


