Student & researcher health insurance Finland
After the 1 Septembre 2007, and in accordance with the Immigration Department of the Ministry of the Interior, students coming to Finland from non-EU/EEA countries must have valid health insurance.
Students and researchers of non-EU/EEA countries arriving in Finland for studies or student exchange programs after and including 1 September 2007 are required to have health insurance. This is compulsory if the studies or student exchange lasts for more than three months.
Health insurance is required for student residence
- For studies of less than two years in duration, a student must have private insurance which primarily covers the costs of medical treatment up to 100,000 euros (cost level in 2007)
- Where the duration of the studies is two years or more, a student will usually have a home municipality in Finland and is therefore entitled to municipal health care services. In such cases, it is sufficient for the insurance to primarily cover the cost of medicines (in practice the cover extends to doctor’s fees and costs of treatment and examination), up to 30,000 euros (cost level in 2007).
The Swisscare student plan Finland is unlimited and covers both requirements.
Premiums (click here for the whole premiums list)
Duration | Premium |
14 days | EUR 27.50 |
30 days | EUR 46.80 |
60 days | EUR 82.80 |
90 days | EUR 118.80 |
180 days | EUR 226.80 |
365 days | EUR 448.00 |
SWISSCARE special Finland student insurance package
No general insurance sum limitation
No limitation by countries
Health and accident
Third-party liability (important for renting an appartment)
Legal aid
Repatriation and medical evacuation
Assistance 24h 7/7
Family members can be accepted only if one of the spouse is insured by Swisscare.
Who can apply
Students, researchers, interns, postdocs, PHD, doctorants, au pair, professors, international academic workers and their family members.
No age limitation
We don't have an age limitation. The premium is the same for all insured.
Buy online with a credit card | get your certificate immediately by email
Click here up on buy online, and follow instruction. 3 minutes and you receive instantly after payment the insurance certificate.
Finland Universities recommend Swisscare
Find here under a part of the interesting links of Swisscare in Finland.
- Finnish immigration office
- Kuopion yliopisto: International Office
- TKK - Health care and health insurance
- oamk » Current Topics
- Health Care - Vaasan yliopisto
- Omancao
- Insurance - Vaasan yliopisto
- CSSA-Espoo Visas

